Realize Your Dream of Home Ownership

Welcome to Citywide Mortgage of America, your Illinois & Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Real Customer Experiences

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Meet Our Team

Joseph

Joseph Mullappallil

Broker/Owner

733-908-8296

NMLS# 279504

Mitchell

Mitchell Shanks

Broker/Owner

773-908-9660

NMLS# 255071

William

William Jaramillo

Owner/Manager

773-202-2600

NMLS# 255253

Jeremy

Jeremy Karedan

Loan Officer

954-662-8508

NMLS# 1718163

Digmey

Digmey Jaramillo

Loan Officer

773-842-4225

NMLS# 292220

Marilu

Marilu Saucedo

Loan Officer

773-710-5392

NMLS# 1500486

Shijo

Shijo Mullappallil Esq.

In House Real Estate Attorney

847-650-8241

  • Jeremy and the team helped me close in less than 2 weeks! They treated me like family and explained everything in a way I can understand. Having an in house attorney was also a plus, pretty much a one stop shop! I will definitely contact Jeremy for my winter home in Florida! Sheljo Abraham - September 26, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

When a House Becomes a Home Illinois January 20, 2020

When a House Becomes a Home

We talk a lot about why it makes financial sense to buy a home in Illinois, but more often than not we’re drawn to the emotional reasons for homeownership. No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent…

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Home Prices Could Increase 5.4% by October 2020 Illinois January 13, 2020

Home Prices Could Increase 5.4% by October 2020

Home prices grew by 3.5 percent year-over-year in October and are expected to rise by 5.4 percent by the same time next year, according to a CoreLogic Home Price Index and Forecast report. Between September and October 2019, home prices grew by 0.5 percent. Nationwide, home values have been growing steadily since 2012 and the…

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Should You Rent Or Own If You’re Retired? Illinois January 6, 2020

Should You Rent Or Own If You’re Retired?

For many of us, the decision to rent or buy is dictated by our income. But for retirees, who are typically on a fixed income, deciding between renting and buying isn't such a simple calculation. Retirees may choose to relocate for a variety of reasons, including downsizing, being closer to family, or to enjoy a…

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Contact Citywide Mortgage

Citywide Mortgage

4323 W Irving Park 1B
chicago, Illinois 60641
(773) 202-2600
NMLS# 255253

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