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Welcome to Citywide Mortgage of America, your Illinois & Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Real Customer Experiences

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Meet Our Team

Joseph

Joseph Mullappallil

Broker/Owner

733-908-8296

NMLS# 279504

Mitchell

Mitchell Shanks

Broker/Owner

773-908-9660

NMLS# 255071

William

William Jaramillo

Owner/Manager

773-202-2600

NMLS# 255253

Jeremy

Jeremy Karedan

Loan Officer

954-662-8508

NMLS# 1718163

Digmey

Digmey Jaramillo

Loan Officer

773-842-4225

NMLS# 292220

Marilu

Marilu Saucedo

Loan Officer

773-710-5392

NMLS# 1500486

Shijo

Shijo Mullappallil Esq.

In House Real Estate Attorney

847-650-8241

  • Jeremy and the team helped me close in less than 2 weeks! They treated me like family and explained everything in a way I can understand. Having an in house attorney was also a plus, pretty much a one stop shop! I will definitely contact Jeremy for my winter home in Florida! Sheljo Abraham - September 26, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Mortgage Payments Are Getting Relatively Cheaper Illinois February 17, 2020

Mortgage Payments Are Getting Relatively Cheaper

The average mortgage payment is about $1,500 per month, according to the U.S. Census Bureau, coming in at about the same amount as the cost of renting (the average cost to rent was $1,476 in October). Mortgage payments have decreased about 3% since mid-2018. They’re expected to get even lower this year, possibly 3.3% to…

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Benefits of Quartz Countertops Illinois February 10, 2020

Benefits of Quartz Countertops

For many of us, the kitchen is the hub of activity. It is where meals are made—and sometimes eaten—and functions as a gathering spot for family and friends. So as the epicenter of so much action, your kitchen deserves to be functional and stylish—and that all starts with your countertops. Lately, the countertop surface that’s…

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Questions to Ask Before Buying a Fixer-Upper in Illinois Illinois February 3, 2020

Questions to Ask Before Buying a Fixer-Upper in Illinois

The last thing you want to do is purchase a home that ends up costing you more to fix than you calculated for. So before you spend a lot of your time and money on a fixer-upper, you need to know the questions to ask first. Is the Investment Worth It? Deciding on whether to…

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Contact Citywide Mortgage

Citywide Mortgage

4323 W Irving Park 1B
chicago, Illinois 60641
(773) 202-2600
NMLS# 255253

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