Realize Your Dream of Home Ownership

Welcome to Citywide Mortgage of America, your Illinois & Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Real Customer Experiences

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Meet Our Team

Joseph

Joseph Mullappallil

Broker/Owner

733-908-8296

NMLS# 279504

Mitchell

Mitchell Shanks

Broker/Owner

773-908-9660

NMLS# 255071

William

William Jaramillo

Owner/Manager

773-202-2600

NMLS# 255253

Jeremy

Jeremy Karedan

Loan Officer

954-662-8508

NMLS# 1718163

Digmey

Digmey Jaramillo

Loan Officer

773-842-4225

NMLS# 292220

Marilu

Marilu Saucedo

Loan Officer

773-710-5392

NMLS# 1500486

Manoj

Manoj Thomas

Loan Officer

847-999-8070

NMLS# 1997082

Biju

Biju James

Loan Officer

847-471-4423

NMLS# 2023450

Berny

Berny Mullappally

Loan Officer

914-671-0078

NMLS# 1976768

Kattia

Kattia Reyes

Loan Officer

847-873-4888

NMLS# 2010210

Shijo

Shijo Mullappallil Esq.

In House Real Estate Attorney

847-650-8241

Current Illinois Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.75%
1W Change 0.00%
APR3.417%
1W Change 0.00%
Last Updated: 11/25/2020

Conventional Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.08%
APR2.942%
1W Change 0.09%
Last Updated: 11/25/2020

VA Loan Purchase - 30 Year Fixed

Rate2.51%
1W Change 0.05%
APR2.783%
1W Change 0.06%
Last Updated: 11/25/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Citywide Mortgage to receive a personalized rate for your specific situation.

Current Illinois Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.25%
1W Change 0.34%
APR2.899%
1W Change 0.37%
Last Updated: 11/25/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.74%
1W Change 0.00%
APR2.805%
1W Change 0.01%
Last Updated: 11/25/2020

VA Loan Refinance - 30 Year Fixed

Rate2.40%
1W Change 0.06%
APR2.707%
1W Change 0.05%
Last Updated: 11/25/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Citywide Mortgage to receive a personalized rate for your specific situation.

  • Jeremy and the team helped me close in less than 2 weeks! They treated me like family and explained everything in a way I can understand. Having an in house attorney was also a plus, pretty much a one stop shop! I will definitely contact Jeremy for my winter home in Florida! Sheljo Abraham - September 26, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Fall Yard Work Tips Illinois November 18, 2020

Fall Yard Work Tips

Autumn is hardly the time for Illinois homeowners to ignore their lawns and landscapes. In fact, what they do now will determine the quality of their family yard next spring and summer. During the pandemic, homeowners have been rediscovering the importance of connecting to the outdoors. That has translated into record sales in yard and…

Read More
Sherwin-Williams Announces 2021 Color of the Year Illinois November 11, 2020

Sherwin-Williams Announces 2021 Color of the Year

Paint company Sherwin-Williams announced its 2021 color of the year: “urbane bronze.” The hue is said to instill calmness and has ties to nature, Sherwin-Williams says. "The home is now the ultimate retreat from the world, and color is an easy and effective way to create a personal haven," says Sue Wadden, director of color…

Read More
Home Buying In A Competitive Market Illinois November 4, 2020

Home Buying In A Competitive Market

With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if you’re planning to buy…

Read More
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Contact Citywide Mortgage

Citywide Mortgage

4323 W Irving Park 1B
Chicago, Illinois 60641
(773) 202-2600
NMLS# 255253

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If you have any immediate questions or concerns don't hesitate to give us a call @ (773) 202-2600

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