Realize Your Dream of Home Ownership

Welcome to Citywide Mortgage of America, your Illinois & Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Real Customer Experiences

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Meet Our Team

Joseph

Joseph Mullappallil

Broker/Owner

733-908-8296

NMLS# 279504

Mitchell

Mitchell Shanks

Broker/Owner

773-908-9660

NMLS# 255071

William

William Jaramillo

Owner/Manager

773-202-2600

NMLS# 255253

Jeremy

Jeremy Karedan

Loan Officer

954-662-8508

NMLS# 1718163

Digmey

Digmey Jaramillo

Loan Officer

773-842-4225

NMLS# 292220

Marilu

Marilu Saucedo

Loan Officer

773-710-5392

NMLS# 1500486

Shijo

Shijo Mullappallil Esq.

In House Real Estate Attorney

847-650-8241

  • Jeremy and the team helped me close in less than 2 weeks! They treated me like family and explained everything in a way I can understand. Having an in house attorney was also a plus, pretty much a one stop shop! I will definitely contact Jeremy for my winter home in Florida! Sheljo Abraham - September 26, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Hardwood vs. Laminate Flooring

The flooring of a home is one of its defining features. Wood flooring remains one of the most popular options, as it is a naturally inviting, beautiful and timeless material. While older, more traditional homes often have the original hardwood floors still in place, many newer homes are using laminate. It offers a natural look…

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Contractors Every Homeowner Should Have in Their Contacts Illinois November 25, 2019

Contractors Every Homeowner Should Have in Their Contacts

Being a homeowner is a considerable responsibility, and likely one of the largest investments you'll make in your life. In order to protect your investment, you need to proactively care for your property, which means taking the correct steps to prevent problems from happening or quickly resolve issues when they do arise. Depending on your…

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Tips for Starting a Home Search Illinois November 18, 2019

Tips for Starting a Home Search

In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared.  Here are some tips to help you get started with your Illinois home search. Get Pre-Approved for a Mortgage One way to show you’re serious about buying…

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Contact Citywide Mortgage

Citywide Mortgage

4323 W Irving Park 1B
chicago, Illinois 60641
(773) 202-2600
NMLS# 255253

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